How we can
assist you today


How we can
assist you today


So you’ve seen the hype around rent-to-own cars?


If you’re over-indebted or blacklisted this is a great way out, because our rent-to-buy schemes don’t take these factors into consideration.

If you can afford the monthly instalment, you’re that much closer to driving away with a new car.
As rent to own is a rental agreement, you will not be covered by the National Credit Act.

Under Debt Review, Under Admin, Sequestrated, Low Credit Score, Blacklisted? No problem!


Leasing or renting to buy is the most cost-effective mobility option for persons with low credit scores, or people who may be blacklisted and are excluded from obtaining credit. We offer assistance to individuals that can not get vehicle finance due to a number of reasons. We are not financing your vehicle but offering an alternative,you can rent a vehicle and after a period of 60 months you obtain ownership. The main thing is that you have to be able to afford the vehicle!

Your Credit History will not affect your application or ability to get a vehicle from Sufuri


We will try to assist as far as possible to get you approved. We assess your application and will assist you in getting a vehicle that will suit your needs and budget. We do not charge any fees for approvals etc. All monthly and daily rates include insurance, and there is no limit on mileage.

The Process


  • The deposit is payable when you are approved, before delivery.
  • A contract is signed by you and our company represented by myself.
  • At the end of the rental period the vehicle is yours and we will hand you the registration docs with change of ownership documents.
  • You also have the option to return the car, or you can choose to upgrade to a later model provided that the account has been well maintained.


What we need:


  • ID
  • Drivers
  • Payslip
  • 3 months bank statements (6 months if you are self-employed)
  • Proof of residence


THE BENEFITS OF RENT TO OWN


If you’re the committed type looking to eventually own the vehicle that you’re renting, this may be worth your while. The buyout fee at the end of your contract is nominal

These deals usually offer the latest models of cars, with basic insurance.

You are able to terminate your rent to own deal at any time, and usually, this is without any consequence, unless you’ve paid a deposit.

If you’re looking for vehicles for your business, or to start your own business perhaps as a taxi, Uber or Taxify driver, this may also be a great choice. The cars on offer are in A great condition. You can guarantee that you will be making your money back, ensuring that you are able to keep up with payments.

Some rent to buy deals allow you to upgrade your vehicle after 18 months.

THINGS TO CONSIDER WHEN CHOOSING RENT TO OWN


If the bank and other credit providers have declined you, it’s best to think about the reasons why this has happened. Do you have a bad credit record? Are you blacklisted? Did the affordability assessments show that you are unable to afford vehicle finance? If so, it’s best to consider the underlying problem. If you have trouble committing to long-term payments, perhaps this is not the best option for you.

As a result of this lack of commitment to payments, around 50% of those who rent to own have these goods repossessed due to late payments.

If the rent to buy items are repossessed or if you terminate your contract prematurely, you lose all the money you’ve paid. This includes monthly instalments, as well as your deposit

These rent to own deals may seem affordable as a short-term expense. Furthermore, consumers also need to realize that they are spread over a longer period of time. This means that you will be paying more in interest over the duration of your agreement.

If you are looking to use these rent to own cars for driving businesses, you may want to look into the lease agreements terms on mileage. Many rent to buy car agreements gives you a capped amount of mileage per month. If you exceed that amount you will be charged per kilometer once your contract expires.

As the borrower, you are not protected by the NCA. Furthermore, as soon as you default and neglect to make payments, the rent to own company can and will repossess the car.

As rent to buy items are unsecured, these assets will not be protected if you enter into debt review. This means that it can be repossessed by the lender if you fail to make payments at any given time. If the bank declined your application for vehicle financing, you may want to assess this.

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